Buy Now, Pay Later with 0% APR Financing for Up to 36 Months*

Split your purchase into easy monthly payments with Affirm. No hidden fees, deferred interest or catches: know exactly what you’ll owe before you commit. The total you see at checkout is what you’ll actually pay.

After checkout, once your order is completed, we’ll ship ASAP.

How to shop with Affirm

Choose Affirm At Checkout

Financing is quick and easy. Select Affirm as your payment method at checkout and in just a few clicks, follow the simple application steps to finalize your purchase.

Pay Over Time

You have the flexibility of picking a payment plan that suits your budget. Based on your order size, you will be able to finance your order from 3 to 36 months. Payments can be made via debit card or bank account transfers and automatic payments can be configured. Your first payment will be due 30 days after your order date and payment reminders are sent via email and text.

Pay Over Time

You will make your first month’s payment when you checkout with GhostBed and Affirm will automatically set you up on automatic payments. Affirm will send you reminders and confirmation via email and text messages.

*Financing not currently available in Iowa or West Virginia


Easy Flexible Financing
Buy now, pay later
For example, on a $3,000 purchase, you could pay $167/month over 18-months at 0% APR. In some cases, a down payment may be required. Affirm payment subject to credit check and approval. For purchases under $100, limited payment options are available. Affirm loans are made by Cross River Bank, a New Jersey State Chartered Commercial Bank, Member FDIC. See for details.