Sleep Now, Pay Later

Easy Financing Options

Pay as low as $0 down with 0% APR, and spread your payments over 3, 6, 12, 18, 24, or 36 months.

Great sleep can't wait, but payments can.

With Affirm, you've got options that make purchasing easy, with or without credit.

No hidden fees, no surprises.

Pair with our 101-Night Sleep Trial and make low monthly payments as you decide what you think of your new GhostBed mattress.

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  • Choose your payment terms, with options of 3, 6, 12, 18, 24, or 36 months depending on your order
  • Finance your mattress for as little as 0% APR financing.*
  • Quick & easy instant decision, with no impact on your credit score.
  • Easy monthly payments via debit card or bank transfer. Learn more about Affirm
Learn more about Affirm
*Subject to eligibility check and approval. Rates are up to 0%-31.99% APR (where available and subject to provincial regulatory limitations).

Pre-Qualify Now

Pre-Qualify Now

Convenient

Buy now, pay later! Finance your bed and make easy monthly payments via credit card, debit card or bank transfer.

Flexible

With Affirm, pick the payment option that works for you and your budget.

Transparent

You'll know exactly what you'll pay upfront, without any surprises.

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Estimate Your Finance Options

As low as 0% APR with flexible plans of 3, 6, 12, 18, 24, or 36 months.

We get it: buying a new mattress is an investment.

We've partnered with Affirm to make it easier to say “yes” to upgrading your sleep with GhostBed.

Qualified customers enjoy low monthly payment plans and as little as 0% APR, so you get your mattress and other GhostBed products right away—but your bank account gets a little leeway.

Select your mattress and size below to see sample payment plans:

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As low as ${ getMattressPrice(mattress) / 100 / selectedMonths | currency } / month Shop
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Affirm Financing - How It Works

Step 1

Select Affirm at Checkout

Enter a few pieces of information for a real-time decision from Affirm. Checking your eligibility won't affect your credit score.

Step 2

Choose How to Pay

Within seconds you’ll see your payment options: 3, 6, 12, 18, 24, or 36-month terms depending on the items in your order. Make your selection, then confirm your payment plan. You'll never be charged more than you see upfront.

Step 3

Make Easy Monthly Payments

Your first monthly payment is due 30 days after we've processed your order. After that, you'll get monthly email & SMS reminders about your upcoming payments, which can be paid through the Affirm app or online Affirm account. No late fees, and no surprises.

Other Payment Options

If your loan is not approved by Affirm, you’ve still got options! Choose Shop Pay at checkout and pay for select purchases over the course of four installments, with 0% interest and no credit check.