GhostBed’s mission is to provide everyone Supernatural Comfort. To help do that, we have partnered with Affirm and PayPal to help you finance for your new GhostBed Mattress hassle free so you can sleep sooner and pay later.


Pay over 3, 6, or 12 months at 0% APR*

*Subject to credit approval. There are no hidden fees and the process is simple and secure.

Affirm is a financing alternative to credit cards and other credit payment products, offering quick financing for purchases online. With Affirm, you can buy and receive your purchase now, and pay for it in easy, fixed monthly installments over the course of three, six, or twelve months, you decide.

Pay over time, on your terms

  • Affirm offers easy financing — without a catch. There are no gimmicks like deferred interest or hidden fees, so the total you see at checkout is always what you’ll actually pay.
  • Choose to pay off your purchase over 3, 6, or 12 months. You can make your payments by debit card, bank transfer, or check.

Simple Checkout

  • Checkout is simple. Enter some basic information for a real-time decision.
  • You’ll receive confirmation and reminders via email and text message.
  • The Affirm financing process is safe & secure to prevent unauthorized use and to protect your personal information.


At the checkout page, review all of your information, select Affirm as your payment option, and then click ‘Place Order’

The window should redirect to the Affirm checkout center. In order to process your request for financing, Affirm requires you to answer 5 simple questions about you; Your full name, your email, your cell/mobile phone number, your date of birth and lastly the last 4 digits of your SSN. For greater success in approval, we recommend the information you provide here to match the information you have previously entered in your billing information. To continue, click “Create Account”. Applying involves a soft credit check that will not impact your credit score.

A credit decision should be provided in seconds. Once approved, you will receive a 4 digit pin sent to your mobile phone number. Enter it at this screen and click Sign In. If you did not receive one, click the blue link at the bottom “Problems receiving your pin” to request a new one.

Once you sign in, you will see your payment options that are available to you. You have the power to pay in 3, 6 or 12 months. Choose an option and it will change colors and give you a detailed view on what you will be paying. No hidden fees. Once complete, click continue.

The last page, which will show you a receipt of what you were approved for and when your payments will be due. At this page, you have the option to enable autopay by toggling the switch and entering your bank account or debit card information. Once you have reviewed and agreed to the provided disclosures, click the ‘Confirm Loan’ button at the bottom and your financing is complete!


0% Interest for 6 Months

Checkout with PayPal – Faster. Easier. PayPal is a service that enables you to pay for products from our website, quick and secure. You can now finance your GhostBed order via PayPal and make your payments monthly! Simply choose PayPal as your payment option at checkout to start.

No Payments + No Interest if paid in full in 6 months

  • Interest will be charged to your account from the posting date (which is usually within a few days after the purchase date) if the purchase balance is not paid in full within 6 months.
  • Getting what you want, when you want is easy with PayPal Credit.

Avoid interest charges

  • Log into to check your account information at any time to keep track and make payments.
  • PayPal will also email you when your monthly statement is ready to help you stay on top of your purchases.
  • Just be sure you pay the amount financed for your purchase in full within the 6 month promotion period to avoid interest on your order.

You decide how to pay

  • Each month’s minimum payment is at least $25 or 3% of your purchase.
  • If you don’t want to pay before the 6 month period ends, you will owe the interest that has accumulated at an Annual Percentage Rate (APR) of 19.99% starting from the posting date (which is usually within a few days after the purchase date).
  • This accumulated or deferred interest will get added onto your account balance when the promotional period for this purchase expires if the balance is not paid in full.
  • Deferred interest amounts and expiration dates are available online and on your statements, so you can stay in control of your money.


At the checkout page, review all your information and then select PayPal as your payment option and then click “Proceed to PayPal”

You will be redirected to PayPal’s website where it will ask you “Choose a way to pay”. Select “Pay with an online bank account, debit, or credit card, or PayPal Credit” and a form will expand.

In this new screen, select the tab “PayPal Credit Special Offer” and enter your billing information to start the financing process. In the next step, PayPal will ask you a few additional questions to verify your credit. Once complete, you will be instantly notified of your approval and will be redirected back to the GhostBed website for your Order Confirmation receipt.

For more information about PayPal Credit, click here to visit their website.